American Express · Personal card
Delta SkyMiles Platinum Card
The Delta SkyMiles Platinum Card has a $350 annual fee and up to $420 a year in statement credits, across four credits. Two of the four Delta Platinum credits need a one-time enrollment before any spending counts, and American Express will not apply them retroactively.
- Annual fee
- $350
- Charged on your account anniversary
- Credits a year
- Up to $420
- 4 statement credits, used in full
- Need enrollment
- 2 of 4
- Credits. Enroll before you spend
Every credit, and when it resets
Amounts are per period. The last column is what each credit adds up to in a year if you use it every time. American Express won't backdate enrollment, so enroll before you spend.
| Credit | Amount | Resets | A year |
|---|---|---|---|
| Delta Stays credit$150 a year. On January 1 | $150 a year | On January 1 | $150 |
| Resy creditEnroll first$10 a month. On the 1st of each month | $10 a month | On the 1st of each month | $120 |
| Rideshare creditEnroll first$10 a month. On the 1st of each month | $10 a month | On the 1st of each month | $120 |
| Global Entry or TSA PreCheck credit$120 each time. Available again every 4 years | $120 each time | Available again every 4 years | $30 |
| Total a year, if you use every credit | $420 |
What people get wrong
- Enrollment comes first. Two benefits need a one-time enrollment. Spend before you enroll and nothing posts, because American Express will not apply a credit retroactively.
- Nothing rolls over. Whatever is unused when a period ends is gone, so a monthly credit missed in March can't be used in April.
Questions about the Delta Platinum
What is the annual fee on the Delta SkyMiles Platinum Card?
$350 a year, charged each year on your account anniversary.
How much are the Delta Platinum credits worth?
Up to $420 a year if you use all four statement credits in full. The largest: Delta Stays credit ($150), Resy credit ($120) and Rideshare credit ($120).
Which Delta Platinum benefits need enrollment?
Two of the four: Resy credit and Rideshare credit. Enroll before you spend, because American Express will not apply a credit retroactively.
When do the Delta Platinum credits reset?
Monthly credits reset on the 1st of each month, and yearly credits on January 1. Unused credit does not roll over.
Is the Delta Platinum worth the $350 fee?
On credits alone, only if you use at least 84% of them. They add up to $420 a year against the $350 fee, but each is tied to a merchant and a period, so what counts is the ones you would use anyway.
What points does the Delta Platinum earn?
Delta SkyMiles points, worth about 1.15 cents each in a typical redemption.
