1 rule
Discover application rules
Discover has 1 application and bonus rule worth knowing before you apply: 1 is reported by applicants.
- In the issuer's terms
- The issuer states this, in a card's terms or an official statement.
- Reported by applicants
- The issuer has never stated this. It is a pattern many applicants have reported, consistent enough to plan around, but not a guarantee.
How many cards can I hold?
A year between cards, two at most
Discover usually wants your first Discover card open for at least 12 months before approving a second, and holds most people to two cards.
Reported by applicants
Discover cards these apply to
Questions about Discover's rules
What is Discover's A year between cards, two at most?
Discover usually wants your first Discover card open for at least 12 months before approving a second, and holds most people to two cards. Discover has never published this; it is reported by applicants.