Citi · Personal card
Citi / AAdvantage Executive World Legend Mastercard
The Citi / AAdvantage Executive World Legend Mastercard has a $695 annual fee and up to $930 a year in statement credits, across five credits. One of the five AAdvantage Executive credits needs a one-time enrollment before any spending counts, and Citi will not apply it retroactively.
- Annual fee
- $695
- Charged on your account anniversary
- Credits a year
- Up to $930
- 5 statement credits, used in full
- Need enrollment
- 1 of 5
- Credits. Enroll before you spend
Every credit, and when it resets
Amounts are per period. The last column is what each credit adds up to in a year if you use it every time.
| Credit | Amount | Resets | A year |
|---|---|---|---|
| American Airlines Vacations creditEnroll in the benefit and pay with the card.$250 every six months. Twice a year, in January and July | $250 every six months | Twice a year, in January and July | $500 |
| Lyft creditEnroll firstPosts after 3 eligible rides in the month.$15 a month. On the 1st of each month | $15 a month | On the 1st of each month | $180 |
| Avis or Budget credit$120 a year. On January 1 | $120 a year | On January 1 | $120 |
| Inflight and Admirals Club credit$100 a year. On January 1 | $100 a year | On January 1 | $100 |
| Global Entry or TSA PreCheck credit$120 each time. Available again every 4 years | $120 each time | Available again every 4 years | $30 |
| Total a year, if you use every credit | $930 |
What people get wrong
- Enrollment comes first. One benefit needs a one-time enrollment. Spend before you enroll and nothing posts, because Citi will not apply a credit retroactively.
- Nothing rolls over. Whatever is unused when a period ends is gone, so a monthly credit missed in March can't be used in April.
Questions about the AAdvantage Executive
What is the annual fee on the Citi / AAdvantage Executive World Legend Mastercard?
$695 a year, charged each year on your account anniversary.
How much are the AAdvantage Executive credits worth?
Up to $930 a year if you use all five statement credits in full. The largest: American Airlines Vacations credit ($500), Lyft credit ($180) and Avis or Budget credit ($120).
Which AAdvantage Executive benefits need enrollment?
One of the five: Lyft credit. Enroll before you spend, because Citi will not apply a credit retroactively.
When do the AAdvantage Executive credits reset?
Monthly credits reset on the 1st of each month; twice-yearly credits on January 1 and July 1; and yearly credits on January 1. Unused credit does not roll over.
Is the AAdvantage Executive worth the $695 fee?
On credits alone, only if you use at least 75% of them. They add up to $930 a year against the $695 fee, but each is tied to a merchant and a period, so what counts is the ones you would use anyway.
What points does the AAdvantage Executive earn?
American AAdvantage points, worth about 1.5 cents each in a typical redemption.
