Citi · Personal card
Citi Strata Premier Card
The Citi Strata Premier Card has a $95 annual fee and one statement credit, worth up to $100 a year. None of them need enrollment.
- Annual fee
- $95
- Charged on your account anniversary
- Credits a year
- Up to $100
- 1 statement credit, used in full
- Need enrollment
- None
- Every benefit applies on its own
Every credit, and when it resets
Amounts are per period. The last column is what each credit adds up to in a year if you use it every time.
| Credit | Amount | Resets | A year |
|---|---|---|---|
| Hotel creditOne stay of $500 or more, booked through Citi Travel.$100 a year. On January 1 | $100 a year | On January 1 | $100 |
| Total a year, if you use every credit | $100 |
What people get wrong
- Nothing rolls over. Whatever is unused when a period ends is gone, so a monthly credit missed in March can't be used in April.
Questions about the Citi Strata Premier
What is the annual fee on the Citi Strata Premier Card?
$95 a year, charged each year on your account anniversary.
How much are the Citi Strata Premier credits worth?
Up to $100 a year, from one statement credit: Hotel credit ($100).
Which Citi Strata Premier benefits need enrollment?
None. Every Citi Strata Premier benefit applies without enrolling.
When do the Citi Strata Premier credits reset?
Yearly credits reset on January 1. Unused credit does not roll over.
Is the Citi Strata Premier worth the $95 fee?
On credits alone, only if you use at least 95% of them. They add up to $100 a year against the $95 fee, but each is tied to a merchant and a period, so what counts is the ones you would use anyway.
What points does the Citi Strata Premier earn?
Citi ThankYou Rewards points, worth about 1.7 cents each in a typical redemption.
