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American Express · Personal card

American Express Optima Card

The American Express Optima Card has a $49 annual fee. We don't have line-item credit detail for it yet.

Annual fee
$49
Charged on your account anniversary
Credits a year
Not yet listed
We haven't documented this card's credits yet

Questions about the American Express Optima Card

What is the annual fee on the American Express Optima Card?

$49 a year, charged each year on your account anniversary.

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Last verified . Figures are what American Express lists, not an estimate of what you'll use.