Cardless · Personal

Bilt Obsidian Card

$95 a year, charged on your account anniversary

The Bilt Obsidian carries $100 a year in credits across one separate resets, and none of them need enrollment.

Credits, and when they reset

Every six months

  • $50 $50 Bilt Travel hotel credit resets twice a year, in January and July

What counts, and what doesn't

  • Credits do not roll over. Whatever is unused when the period ends is gone.

Is it worth the fee?

$100

Up to $100 a year in credits against a $95 fee. On paper the credits more than cover it. Whether it's worth it depends on which ones you'd actually use.

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