Bilt Rewards
Bilt Rewards points transfer to 25 airline and hotel programs, most at 1:1. Moved to a partner they're typically worth about 1.88¢ each, against 1¢ as cash back.
- Transfer partners
- 25
- 18 airlines, 7 hotels
- At 1:1
- 23 of 25
- None instant
- Published value
- 1.55 to 2.2¢
- a point, from 3 publishers
- Status tiers
- 4
- Blue to Platinum
- Cards that earn it
- 4
- in our catalog
What 10,000 points are worth
The same points, spent different ways. "Typical" is the middle of what people get, not the best case.
- Cash back or a statement credit$1001¢ each
- Travel booked through the issuer's portal$1251.25¢ each
- Transferred to a partner, a typical award$1881.88¢ each
Where Bilt Rewards points can go
Airlines
| Partner | Ratio | Transfer time |
|---|---|---|
| Aer Lingus AerClub | 1:1 | Almost instantly |
| Air Canada Aeroplan | 1:1 | Almost instantly |
| Air France-KLM Flying Blue | 1:1 | Almost instantly |
| Alaska Atmos Rewards | 1:1 | Almost instantly |
| Avianca LifeMiles | 1:1 | Almost instantly |
| The British Airways Club | 1:1 | Almost instantly |
| Cathay (Asia Miles) | 1:1 | Almost instantly |
| Emirates Skywards | 1:1 | Almost instantly |
| Etihad Guest | 1:1 | Almost instantly |
| Iberia Club | 1:1 | Almost instantly |
| Japan Airlines Mileage Bank | 1:1 | Almost instantly |
| JetBlue TrueBlue | 1:1 | Almost instantly |
| Qatar Airways Privilege Club | 1:1 | Almost instantly |
| Southwest Rapid Rewards | 1:1 | Up to 72 hours |
| TAP Air Portugal Miles&Go | 1:1 | Almost instantly |
| Turkish Airlines Miles&Smiles | 1:1 | Almost instantly |
| United MileagePlus | 1:1 | Almost instantly |
| Virgin Atlantic Flying Club | 1:1 | Normally immediate; allow 48 hours |
Hotels
| Partner | Ratio | Transfer time |
|---|---|---|
| Accor Live Limitless | 3:21,000 points become 667 | Almost instantly |
| Hilton Honors | 1:1 | Almost instantly |
| Preferred Hotels I Prefer | 1:21,000 points become 2,000 | Almost instantly |
| IHG One Rewards | 1:1 | Almost instantly |
| Marriott Bonvoy | 1:1 | Almost instantly |
| World of Hyatt | 1:1 | Almost instantly |
| Wyndham Rewards | 1:1 | Almost instantly |
Cards that earn Bilt Rewards
Before you transfer
- Transfers go one way. Once points move to a partner they can't come back, so transfer only when the award you want is there to book.
- Ratios change. Issuers add and drop partners and run limited-time transfer bonuses. Check the terms on the day you move.
- "Instant" usually means minutes. Some partners take days, and an award seat can disappear while points are in transit.
- Blocks and names. Most transfers go in blocks of 1,000, and the airline or hotel account must be in your own name.
Membership
- When points expire
- Points do not expire while the account is open and active. All points are lost if the account goes 18 months with no activity (rent or mortgage payment, card purchase, redemption, or sweepstakes entry) or is closed.
- Status tiers
- Blue
- Silver
- Gold
- Platinum
Plus members see more sweet spots, real-time deals, and tips for Bilt Rewards. Get Plus
Questions about Bilt Rewards
Where can Bilt Rewards points be transferred?
To 25 partners: 18 airline programs and 7 hotel programs, including Aer Lingus AerClub, Air Canada Aeroplan, Air France-KLM Flying Blue and Alaska Atmos Rewards.
What is the Bilt Rewards transfer ratio?
Most partners are 1:1. The exceptions: Accor Live Limitless at 3:2 and Preferred Hotels I Prefer at 1:2.
How long does a Bilt Rewards transfer take?
None of the partners are instant. The rest take from hours to a few days, and a transfer can't be reversed once it's sent.
How much are Bilt Rewards points worth?
It depends how you use them: 1¢ as cash back or a statement credit, 1.25¢ as travel booked through the issuer's portal and 1.88¢ as transferred to a partner, a typical award. 10,000 points are worth about $188 at the typical rate.
Which cards earn Bilt Rewards?
Bilt Blue Card, Bilt Mastercard, Bilt Obsidian Card and Bilt Palladium Card.
Do Bilt Rewards points expire?
Points do not expire while the account is open and active. All points are lost if the account goes 18 months with no activity (rent or mortgage payment, card purchase, redemption, or sweepstakes entry) or is closed.
What are the Bilt Rewards status tiers?
Blue, Silver, Gold and Platinum, lowest first.