Programs · Bank points
Bilt Rewards
Bilt Rewards points transfer to 16 airline and hotel programs, all at 1:1, and 13 of them move instantly.
Transfer partners
| Partner | Ratio | How long |
|---|---|---|
| american-airlines-aadvantage | 1:11,000 points become 1,000 | Instant |
| United MileagePlusAirline miles | 1:11,000 points become 1,000 | Instant |
| Air France-KLM Flying BlueAirline miles | 1:11,000 points become 1,000 | Instant |
| British Airways Executive ClubAirline miles | 1:11,000 points become 1,000 | Instant |
| Virgin Atlantic Flying ClubAirline miles | 1:11,000 points become 1,000 | Instant |
| Alaska Atmos RewardsAirline miles | 1:11,000 points become 1,000 | Instant |
| turkish-miles-smiles | 1:11,000 points become 1,000 | 1-2 days |
| Avianca LifeMilesAirline miles | 1:11,000 points become 1,000 | Instant |
| aer-lingus-avios | 1:11,000 points become 1,000 | Instant |
| iberia-avios | 1:11,000 points become 1,000 | Instant |
| Emirates SkywardsAirline miles | 1:11,000 points become 1,000 | Instant |
| Cathay Pacific Asia MilesAirline miles | 1:11,000 points become 1,000 | 1-2 days |
| Air Canada AeroplanAirline miles | 1:11,000 points become 1,000 | Instant |
| World of HyattHotel points | 1:11,000 points become 1,000 | Instant |
| Marriott BonvoyHotel points | 1:11,000 points become 1,000 | 1-2 days |
| IHG One RewardsHotel points | 1:11,000 points become 1,000 | Instant |
Cards that earn it
- Bilt Blue Card · Cardless · No annual fee
- Bilt Mastercard · Bilt · No annual fee
- Bilt Obsidian Card · Cardless · $95 a year
- Bilt Palladium Card · Cardless · $495 a year
What a point is worth
| Booking travel through the issuer's portal | 1.25¢ |
|---|---|
| Transferred to a partner, a typical redemption | 1.88¢ |
Per point. "Typical" is the middle of what people get, not the best case.
What counts, and what doesn't
- Transfers go one way. Once points move to a partner they can't come back, so transfer only when the award you want is there to book.
- Ratios and partners change, and issuers run limited-time transfer bonuses. Check the terms on the day you move.
- "Instant" usually means minutes. Some partners take days, and an award seat can disappear while points are in transit.
- Most transfers go in blocks of 1,000 points, and the airline or hotel account must be in your own name.
Last verified September 26, 2026.