American Express · Personal card
Hilton Honors American Express Aspire Card
The Hilton Honors American Express Aspire Card has a $550 annual fee and up to $819 a year in statement credits, across three credits. One of the three Hilton Aspire credits needs a one-time enrollment before any spending counts, and American Express will not apply it retroactively.
- Annual fee
- $550
- Charged on your account anniversary
- Credits a year
- Up to $819
- 3 statement credits, used in full
- Need enrollment
- 1 of 3
- Credits. Enroll before you spend
Every credit, and when it resets
Amounts are per period. The last column is what each credit adds up to in a year if you use it every time.
| Credit | Amount | Resets | A year |
|---|---|---|---|
| Semiannual Hilton resort credit$200 every six months. Twice a year, in January and July | $200 every six months | Twice a year, in January and July | $400 |
| CLEAR+ creditEnroll first$219 a year. On January 1 | $219 a year | On January 1 | $219 |
| Quarterly flight credit$50 a quarter. Every quarter (January, April, July, October) | $50 a quarter | Every quarter (January, April, July, October) | $200 |
| Total a year, if you use every credit | $819 |
What people get wrong
- Enrollment comes first. One benefit needs a one-time enrollment. Spend before you enroll and nothing posts, because American Express will not apply a credit retroactively.
- Nothing rolls over. Whatever is unused when a period ends is gone, so a monthly credit missed in March can't be used in April.
Questions about the Hilton Aspire
What is the annual fee on the Hilton Honors American Express Aspire Card?
$550 a year, charged each year on your account anniversary.
How much are the Hilton Aspire credits worth?
Up to $819 a year if you use all three statement credits in full. The largest: Semiannual Hilton resort credit ($400), CLEAR+ credit ($219) and Quarterly flight credit ($200).
Which Hilton Aspire benefits need enrollment?
One of the three: CLEAR+ credit. Enroll before you spend, because American Express will not apply a credit retroactively.
When do the Hilton Aspire credits reset?
Quarterly credits reset on January 1, April 1, July 1 and October 1; twice-yearly credits on January 1 and July 1; and yearly credits on January 1. Unused credit does not roll over.
Is the Hilton Aspire worth the $550 fee?
On credits alone, only if you use at least 68% of them. They add up to $819 a year against the $550 fee, but each is tied to a merchant and a period, so what counts is the ones you would use anyway.
What points does the Hilton Aspire earn?
Hilton Honors points, worth about 0.43 cents each in a typical redemption.
