American Express · Personal
Hilton Honors American Express Surpass Card
$150 a year, charged on your account anniversary
All Hilton Surpass credit needs a one-time enrollment before any spending counts, and American Express will not apply them retroactively.
Credits, and when they reset
Every quarter
- $50 $50 Hilton credit resets every quarter (January, April, July, October)Needs enrollment Amex won't backdate enrollment.
What counts, and what doesn't
- One credit needs a one-time enrollment. Spend before you enroll and nothing posts, because American Express will not apply it retroactively.
- Credits do not roll over. Whatever is unused when the period ends is gone.
Is it worth the fee?
$200
Up to $200 a year in credits against a $150 fee. On paper the credits more than cover it. Whether it's worth it depends on which ones you'd actually use.