U.S. Bank · Personal card
U.S. Bank Altitude Reserve Visa Infinite Card
The U.S. Bank Altitude Reserve Visa Infinite Card has a $400 annual fee and one statement credit, worth up to $325 a year. It resets on your account anniversary, not January 1.
- Annual fee
- $400
- Charged on your account anniversary
- Credits a year
- Up to $325
- 1 statement credit, used in full
- Need enrollment
- None
- Every benefit applies on its own
Every credit, and when it resets
Amounts are per period. The last column is what each credit adds up to in a year if you use it every time.
| Credit | Amount | Resets | A year |
|---|---|---|---|
| Travel credit$325 a year. On your account anniversary, not January 1 | $325 a year | On your account anniversary, not January 1 | $325 |
| Global Entry or TSA PreCheck credit$100 each time. Available again every 4 years | $100 each time | Available again every 4 years | Not countedOnce every 4 years, so not in the yearly total |
| Total a year, if you use every credit | $325 |
What people get wrong
- Not every credit resets in January. At least one resets on your account anniversary. Most people assume the calendar year.
- Nothing rolls over. Whatever is unused when a period ends is gone, so a monthly credit missed in March can't be used in April.
Questions about the U.S. Bank Altitude Reserve
What is the annual fee on the U.S. Bank Altitude Reserve Visa Infinite Card?
$400 a year, charged each year on your account anniversary.
How much are the U.S. Bank Altitude Reserve credits worth?
Up to $325 a year, from one statement credit: Travel credit ($325).
Which U.S. Bank Altitude Reserve benefits need enrollment?
None. Every U.S. Bank Altitude Reserve benefit applies without enrolling.
When do the U.S. Bank Altitude Reserve credits reset?
Travel credit resets on your account anniversary, not January 1. Unused credit does not roll over.
Is the U.S. Bank Altitude Reserve worth the $400 fee?
Not on credits alone: they add up to $325, $75 less than the fee. Rewards on spending and other benefits would have to make up the rest.
What points does the U.S. Bank Altitude Reserve earn?
U.S. Bank Rewards points, worth about 1 cents each in a typical redemption.
