U.S. Bank application rules
U.S. Bank has 1 application and bonus rule worth knowing before you apply: 1 is reported by applicants.
- In the issuer's terms
- The issuer states this, in a card's terms or an official statement.
- Reported by applicants
- The issuer has never stated this. It is a pattern many applicants have reported, consistent enough to plan around, but not a guarantee.
Will I be approved?
Sensitive to new accounts
U.S. Bank is reported to decline applicants with many recent new accounts, around 5 or more in 12 months, and to favour people who already bank with it.
Reported by applicants
U.S. Bank cards these apply to
Questions about U.S. Bank's rules
What is U.S. Bank's Sensitive to new accounts?
U.S. Bank is reported to decline applicants with many recent new accounts, around 5 or more in 12 months, and to favour people who already bank with it. U.S. Bank has never published this; it is reported by applicants.


