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1 rule

U.S. Bank application rules

U.S. Bank has 1 application and bonus rule worth knowing before you apply: 1 is reported by applicants.

In the issuer's terms
The issuer states this, in a card's terms or an official statement.
Reported by applicants
The issuer has never stated this. It is a pattern many applicants have reported, consistent enough to plan around, but not a guarantee.

Will I be approved?

  • Sensitive to new accounts

    U.S. Bank is reported to decline applicants with many recent new accounts, around 5 or more in 12 months, and to favour people who already bank with it.

    Reported by applicants

U.S. Bank cards these apply to

Questions about U.S. Bank's rules

What is U.S. Bank's Sensitive to new accounts?

U.S. Bank is reported to decline applicants with many recent new accounts, around 5 or more in 12 months, and to favour people who already bank with it. U.S. Bank has never published this; it is reported by applicants.

Issuers can approve, decline or withhold a bonus for any reason. These rules describe what usually happens, not a promise of what will. Last verified .