Wells Fargo · Personal card
Wells Fargo Autograph Journey Card
The Wells Fargo Autograph Journey Card has a $95 annual fee and one statement credit, worth up to $50 a year. It resets on your account anniversary, not January 1.
- Annual fee
- $95
- Charged on your account anniversary
- Credits a year
- Up to $50
- 1 statement credit, used in full
- Need enrollment
- None
- Every benefit applies on its own
Every credit, and when it resets
Amounts are per period. The last column is what each credit adds up to in a year if you use it every time.
| Credit | Amount | Resets | A year |
|---|---|---|---|
| Annual airline credit$50 a year. On your account anniversary, not January 1 | $50 a year | On your account anniversary, not January 1 | $50 |
| Total a year, if you use every credit | $50 |
What people get wrong
- Not every credit resets in January. At least one resets on your account anniversary. Most people assume the calendar year.
- Nothing rolls over. Whatever is unused when a period ends is gone, so a monthly credit missed in March can't be used in April.
Questions about the Wells Fargo Autograph Journey
What is the annual fee on the Wells Fargo Autograph Journey Card?
$95 a year, charged each year on your account anniversary.
How much are the Wells Fargo Autograph Journey credits worth?
Up to $50 a year, from one statement credit: Annual airline credit ($50).
Which Wells Fargo Autograph Journey benefits need enrollment?
None. Every Wells Fargo Autograph Journey benefit applies without enrolling.
When do the Wells Fargo Autograph Journey credits reset?
Annual airline credit resets on your account anniversary, not January 1. Unused credit does not roll over.
Is the Wells Fargo Autograph Journey worth the $95 fee?
Not on credits alone: they add up to $50, $45 less than the fee. Rewards on spending and other benefits would have to make up the rest.
What points does the Wells Fargo Autograph Journey earn?
Wells Fargo Rewards points, worth about 1.58 cents each in a typical redemption.
