2 rules
Wells Fargo application rules
Wells Fargo has 2 application and bonus rules worth knowing before you apply: 2 are in Wells Fargo's own terms.
- In the issuer's terms
- The issuer states this, in a card's terms or an official statement.
- Reported by applicants
- The issuer has never stated this. It is a pattern many applicants have reported, consistent enough to plan around, but not a guarantee.
How often can I apply?
One card every 6 months
Wells Fargo may decline a new card if you opened a Wells Fargo card in the last 6 months, and pays welcome bonuses at least 6 months apart across its cards.
In the issuer's terms
Will I get the welcome bonus?
48 months on the same card
You may not get a Wells Fargo card's bonus if you have that card or opened it in the last 48 months.
In the issuer's terms
Wells Fargo cards these apply to
Questions about Wells Fargo's rules
What is Wells Fargo's One card every 6 months?
Wells Fargo may decline a new card if you opened a Wells Fargo card in the last 6 months, and pays welcome bonuses at least 6 months apart across its cards. This is in Wells Fargo's own terms.
What is Wells Fargo's 48 months on the same card?
You may not get a Wells Fargo card's bonus if you have that card or opened it in the last 48 months. This is in Wells Fargo's own terms.