Wells Fargo · How fast you can apply
Wells Fargo One card every 6 months
Wells Fargo may decline a new card if you opened a Wells Fargo card in the last 6 months, and pays welcome bonuses at least 6 months apart across its cards.
- Applies to
- Wells Fargo consumer cards
- Where it comes from
- In the issuer's terms
- The issuer states this, in a card's terms or an official statement.
- Last verified
- September 26, 2026
How it works
- Wells Fargo states it, and applicants report it isn't always applied.
Wells Fargo cards these apply to
More Wells Fargo rules
Welcome bonus eligibility
48 months on the same card
You may not get a Wells Fargo card's bonus if you have that card or opened it in the last 48 months.
In the issuer's terms