Wells Fargo · Personal card
Choice Privileges Select Mastercard
The Choice Privileges Select Mastercard has a $95 annual fee and one statement credit, worth up to $30 a year. None of them need enrollment.
- Annual fee
- $95
- Charged on your account anniversary
- Credits a year
- Up to $30
- 1 statement credit, used in full
- Need enrollment
- None
- Every benefit applies on its own
Falls $65 short of its $95 fee even if you use every credit
Every credit, and when it resets
Amounts are per period. The last column is what each credit adds up to in a year if you use it every time.
| Credit | Amount | Resets | A year |
|---|---|---|---|
| Trusted Traveler Program credit$120 each time. Available again every 4 years | $120 each time | Available again every 4 years | $30 |
| Total a year, if you use every credit | $30 |
What people get wrong
- Nothing rolls over. Whatever is unused when a period ends is gone, so a monthly credit missed in March can't be used in April.
Questions about the Choice Privileges Select Mastercard
What is the annual fee on the Choice Privileges Select Mastercard?
$95 a year, charged each year on your account anniversary.
How much are the Choice Privileges Select Mastercard credits worth?
Up to $30 a year, from one statement credit: Trusted Traveler Program credit ($30).
Which Choice Privileges Select Mastercard benefits need enrollment?
None. Every Choice Privileges Select Mastercard benefit applies without enrolling.
When do the Choice Privileges Select Mastercard credits reset?
Unused credit does not roll over.
Is the Choice Privileges Select Mastercard worth the $95 fee?
Not on credits alone: they add up to $30, $65 less than the fee. Rewards on spending and other benefits would have to make up the rest.
What points does the Choice Privileges Select Mastercard earn?
Choice Privileges points, worth about 0.68 cents each in a typical redemption.
