Wells Fargo · Welcome bonus eligibility
Wells Fargo 48 months on the same card
You may not get a Wells Fargo card's bonus if you have that card or opened it in the last 48 months.
- Applies to
- Wells Fargo consumer cards
- Where it comes from
- In the issuer's terms
- The issuer states this, in a card's terms or an official statement.
- Last verified
- September 26, 2026
How it works
- Frequent Miler notes a shorter window, 15 months, on the Choice Privileges card.
Wells Fargo cards these apply to
More Wells Fargo rules
How fast you can apply
One card every 6 months
Wells Fargo may decline a new card if you opened a Wells Fargo card in the last 6 months, and pays welcome bonuses at least 6 months apart across its cards.
In the issuer's terms