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Rules · Barclays

Barclays application rules

Barclays has 2 application and bonus rules worth knowing before you apply: 1 is in Barclays's own terms, and 1 is reported by applicants.

  • The 6/24 ruleReported by applicants

    Barclays may decline you if you have opened 6 or more cards, with any bank, in the last 24 months, though it applies this unevenly.

  • 24 months, and the card closedIn the issuer's terms

    To earn a Barclays card's bonus a second time, it must be more than 24 months since the last bonus on that card, and the card must be closed.

Issuers can approve, decline or withhold a bonus for any reason. These rules describe what usually happens, not a promise of what will. Last verified September 26, 2026.