2 rules
Barclays application rules
Barclays has 2 application and bonus rules worth knowing before you apply: 1 is in Barclays's own terms, and 1 is reported by applicants.
- In the issuer's terms
- The issuer states this, in a card's terms or an official statement.
- Reported by applicants
- The issuer has never stated this. It is a pattern many applicants have reported, consistent enough to plan around, but not a guarantee.
Will I be approved?
The 6/24 rule
Barclays may decline you if you have opened 6 or more cards, with any bank, in the last 24 months, though it applies this unevenly.
Reported by applicants
Will I get the welcome bonus?
24 months, and the card closed
To earn a Barclays card's bonus a second time, it must be more than 24 months since the last bonus on that card, and the card must be closed.
In the issuer's terms
Barclays cards these apply to
Questions about Barclays's rules
What is Barclays's 6/24 rule?
Barclays may decline you if you have opened 6 or more cards, with any bank, in the last 24 months, though it applies this unevenly. Barclays has never published this; it is reported by applicants.
What is Barclays's 24 months, and the card closed?
To earn a Barclays card's bonus a second time, it must be more than 24 months since the last bonus on that card, and the card must be closed. This is in Barclays's own terms.