Barclays · Approval
Barclays 6/24 rule
Barclays may decline you if you have opened 6 or more cards, with any bank, in the last 24 months, though it applies this unevenly.
- Applies to
- Barclays cards
- Where it comes from
- Reported by applicants
- The issuer has never stated this. It is a pattern many applicants have reported, consistent enough to plan around, but not a guarantee.
- Last verified
- September 26, 2026
How it works
- Applicants also report Barclays prefers about 6 months between its own cards.
Barclays cards these apply to
More Barclays rules
Welcome bonus eligibility
24 months, and the card closed
To earn a Barclays card's bonus a second time, it must be more than 24 months since the last bonus on that card, and the card must be closed.
In the issuer's terms