Rules · Cardless · Card families
Cardless: One card per program, one every 60 days
Cardless, which issues co-branded cards through First Electronic Bank, is reported to allow one card per rewards program at a time and about one new card every 60 days.
Reported by applicants The issuer has never stated this. It is a pattern many applicants have reported, consistent enough to plan around, but not a guarantee.
What counts, and what doesn't
Applies to: Cardless co-branded cards
- After a decline, applicants report waiting at least 45 days before applying again.
Sources
Issuers can approve, decline or withhold a bonus for any reason. These rules describe what usually happens, not a promise of what will. Last verified September 26, 2026.