Cardless · Card families
Cardless One card per program, one every 60 days
Cardless, which issues co-branded cards through First Electronic Bank, is reported to allow one card per rewards program at a time and about one new card every 60 days.
- Applies to
- Cardless co-branded cards
- Where it comes from
- Reported by applicants
- The issuer has never stated this. It is a pattern many applicants have reported, consistent enough to plan around, but not a guarantee.
- Last verified
- September 26, 2026
How it works
- After a decline, applicants report waiting at least 45 days before applying again.
