Capital One · Personal card
Capital One Venture Rewards Credit Card
The Capital One Venture Rewards Credit Card has a $95 annual fee and up to $130 a year in statement credits, across two credits. At least one resets on your account anniversary, not January 1.
- Annual fee
- $95
- Charged on your account anniversary
- Credits a year
- Up to $130
- 2 statement credits, used in full
- Need enrollment
- None
- Every benefit applies on its own
Every credit, and when it resets
Amounts are per period. The last column is what each credit adds up to in a year if you use it every time.
| Credit | Amount | Resets | A year |
|---|---|---|---|
| Capital One Travel stays credit$100 a year. On your account anniversary, not January 1 | $100 a year | On your account anniversary, not January 1 | $100 |
| Global Entry or TSA PreCheck credit$120 each time. Available again every 4 years | $120 each time | Available again every 4 years | $30 |
| Total a year, if you use every credit | $130 |
What people get wrong
- Not every credit resets in January. At least one resets on your account anniversary. Most people assume the calendar year.
- Nothing rolls over. Whatever is unused when a period ends is gone, so a monthly credit missed in March can't be used in April.
Questions about the Capital One Venture
What is the annual fee on the Capital One Venture Rewards Credit Card?
$95 a year, charged each year on your account anniversary.
How much are the Capital One Venture credits worth?
Up to $130 a year if you use all two statement credits in full. The largest: Capital One Travel stays credit ($100) and Global Entry or TSA PreCheck credit ($30).
Which Capital One Venture benefits need enrollment?
None. Every Capital One Venture benefit applies without enrolling.
When do the Capital One Venture credits reset?
Capital One Travel stays credit resets on your account anniversary, not January 1. Unused credit does not roll over.
Is the Capital One Venture worth the $95 fee?
On credits alone, only if you use at least 74% of them. They add up to $130 a year against the $95 fee, but each is tied to a merchant and a period, so what counts is the ones you would use anyway.
What points does the Capital One Venture earn?
Capital One Miles points, worth about 1.65 cents each in a typical redemption.
