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Programs · Bank points

Capital One Miles

Capital One Miles points transfer to 15 airline and hotel programs, most at 1:1, and 8 of them move instantly. Moved to a partner they're typically worth about 1.65¢ each, against 0.5¢ as cash back.

Transfer partners

PartnerRatioHow long
Air France-KLM Flying BlueAirline miles1:11,000 points become 1,000Instant
British Airways Executive ClubAirline miles1:11,000 points become 1,000Instant
Singapore Airlines KrisFlyerAirline miles1:11,000 points become 1,00012-24 hours
Cathay Pacific Asia MilesAirline miles1:11,000 points become 1,0001-2 days
Emirates SkywardsAirline miles1:11,000 points become 1,000Instant
Finnair PlusAirline miles1:11,000 points become 1,0001-2 days
Avianca LifeMilesAirline miles1:11,000 points become 1,000Instant
turkish-miles-smiles1:11,000 points become 1,0001-2 days
tap-miles-go1:11,000 points become 1,0001-2 days
Qantas Frequent FlyerAirline miles1:11,000 points become 1,0001-2 days
Air Canada AeroplanAirline miles1:11,000 points become 1,000Instant
Virgin Atlantic Flying ClubAirline miles1:11,000 points become 1,000Instant
Accor Live LimitlessHotel points1:21,000 points become 2,0001-2 days
Wyndham RewardsHotel points1:11,000 points become 1,000Instant
Choice PrivilegesHotel points1:11,000 points become 1,000Instant

Cards that earn it

What a point is worth

As cash back or a statement credit0.5¢
Booking travel through the issuer's portal1¢
Transferred to a partner, a typical redemption1.65¢

Per point. "Typical" is the middle of what people get, not the best case.

What counts, and what doesn't

  • Transfers go one way. Once points move to a partner they can't come back, so transfer only when the award you want is there to book.
  • Ratios and partners change, and issuers run limited-time transfer bonuses. Check the terms on the day you move.
  • "Instant" usually means minutes. Some partners take days, and an award seat can disappear while points are in transit.
  • Most transfers go in blocks of 1,000 points, and the airline or hotel account must be in your own name.

Last verified September 26, 2026.