Capital One · Business card
Capital One Venture X Business Card
The Capital One Venture X Business Card has a $395 annual fee and up to $330 a year in statement credits, across two credits. At least one resets on your account anniversary, not January 1.
- Annual fee
- $395
- Charged on your account anniversary
- Credits a year
- Up to $330
- 2 statement credits, used in full
- Need enrollment
- None
- Every benefit applies on its own
Every credit, and when it resets
Amounts are per period. The last column is what each credit adds up to in a year if you use it every time.
| Credit | Amount | Resets | A year |
|---|---|---|---|
| Capital One Business Travel credit$300 a year. On your account anniversary, not January 1 | $300 a year | On your account anniversary, not January 1 | $300 |
| Global Entry or TSA PreCheck credit$120 each time. Available again every 4 years | $120 each time | Available again every 4 years | $30 |
| Total a year, if you use every credit | $330 |
What people get wrong
- Not every credit resets in January. At least one resets on your account anniversary. Most people assume the calendar year.
- Nothing rolls over. Whatever is unused when a period ends is gone, so a monthly credit missed in March can't be used in April.
Questions about the Capital One Venture X Business Card
What is the annual fee on the Capital One Venture X Business Card?
$395 a year, charged each year on your account anniversary.
How much are the Capital One Venture X Business Card credits worth?
Up to $330 a year if you use all two statement credits in full. The largest: Capital One Business Travel credit ($300) and Global Entry or TSA PreCheck credit ($30).
Which Capital One Venture X Business Card benefits need enrollment?
None. Every Capital One Venture X Business Card benefit applies without enrolling.
When do the Capital One Venture X Business Card credits reset?
Capital One Business Travel credit resets on your account anniversary, not January 1. Unused credit does not roll over.
Is the Capital One Venture X Business Card worth the $395 fee?
Not on credits alone: they add up to $330, $65 less than the fee. Rewards on spending and other benefits would have to make up the rest.
What points does the Capital One Venture X Business Card earn?
Capital One Miles points, worth about 1.65 cents each in a typical redemption.
