Capital One · Personal card
Capital One Venture X Rewards Credit Card
The Capital One Venture X Rewards Credit Card has a $395 annual fee and up to $330 a year in statement credits, across two credits. One of the three Venture X benefits needs a one-time enrollment first, and it doesn't work until you do.
- Annual fee
- $395
- Charged on your account anniversary
- Credits a year
- Up to $330
- 2 statement credits, used in full
- Need enrollment
- 1 of 3
- Benefits, lounge access included. Enroll before you spend
Every credit, and when it resets
Amounts are per period. The last column is what each credit adds up to in a year if you use it every time.
| Credit | Amount | Resets | A year |
|---|---|---|---|
| Annual Capital One Travel credit$300 a year. On your account anniversary, not January 1 | $300 a year | On your account anniversary, not January 1 | $300 |
| Global Entry or TSA PreCheck credit$120 each time. Available again every 4 years | $120 each time | Available again every 4 years | $30 |
| Total a year, if you use every credit | $330 |
Also included
- Priority Pass lounge membershipEnroll first
What people get wrong
- Enrollment comes first. One benefit needs a one-time enrollment, lounge access included. Spend before you enroll and nothing posts, because Capital One will not apply a credit retroactively.
- Not every credit resets in January. At least one resets on your account anniversary. Most people assume the calendar year.
- Nothing rolls over. Whatever is unused when a period ends is gone, so a monthly credit missed in March can't be used in April.
Questions about the Venture X
What is the annual fee on the Capital One Venture X Rewards Credit Card?
$395 a year, charged each year on your account anniversary.
How much are the Venture X credits worth?
Up to $330 a year if you use all two statement credits in full. The largest: Annual Capital One Travel credit ($300) and Global Entry or TSA PreCheck credit ($30).
Which Venture X benefits need enrollment?
One of the three: Priority Pass lounge membership. It doesn't work until you enroll.
When do the Venture X credits reset?
Annual Capital One Travel credit resets on your account anniversary, not January 1. Unused credit does not roll over.
Is the Venture X worth the $395 fee?
Not on credits alone: they add up to $330, $65 less than the fee. Rewards on spending and other benefits would have to make up the rest.
What points does the Venture X earn?
Capital One Miles points, worth about 1.65 cents each in a typical redemption.
