Capital One · Personal
Capital One Venture X Rewards Credit Card
$395 a year, charged on your account anniversary
All Venture X credit needs a one-time enrollment before any spending counts, and Capital One will not apply them retroactively.
Credits, and when they reset
Every year
- $300 $300 travel credit resets on your account anniversary, not January 1
Every few years
- $120 $120 Global Entry or TSA PreCheck credit available again every 4 years
Once
- $0 Priority Pass one-time, with no resetNeeds enrollment
What counts, and what doesn't
- One credit needs a one-time enrollment. Spend before you enroll and nothing posts, because Capital One will not apply it retroactively.
- At least one credit resets on your account anniversary rather than January 1. Most people assume the calendar year.
- Credits do not roll over. Whatever is unused when the period ends is gone.
Is it worth the fee?
$300
Up to $300 a year in credits against a $395 fee. On paper the credits do not cover it. Whether it's worth it depends on which ones you'd actually use.