Capital One · Business card
Capital One Spark Miles for Business
The Capital One Spark Miles for Business has a $95 annual fee and one statement credit, worth up to $30 a year. None of them need enrollment.
- Annual fee
- $95
- Charged on your account anniversary
- Credits a year
- Up to $30
- 1 statement credit, used in full
- Need enrollment
- None
- Every benefit applies on its own
Falls $65 short of its $95 fee even if you use every credit
Every credit, and when it resets
Amounts are per period. The last column is what each credit adds up to in a year if you use it every time.
| Credit | Amount | Resets | A year |
|---|---|---|---|
| Global Entry or TSA PreCheck credit$120 each time. Available again every 4 years | $120 each time | Available again every 4 years | $30 |
| Total a year, if you use every credit | $30 |
What people get wrong
- Nothing rolls over. Whatever is unused when a period ends is gone, so a monthly credit missed in March can't be used in April.
Questions about the Capital One Spark Miles for Business
What is the annual fee on the Capital One Spark Miles for Business?
$95 a year, charged each year on your account anniversary.
How much are the Capital One Spark Miles for Business credits worth?
Up to $30 a year, from one statement credit: Global Entry or TSA PreCheck credit ($30).
Which Capital One Spark Miles for Business benefits need enrollment?
None. Every Capital One Spark Miles for Business benefit applies without enrolling.
When do the Capital One Spark Miles for Business credits reset?
Unused credit does not roll over.
Is the Capital One Spark Miles for Business worth the $95 fee?
Not on credits alone: they add up to $30, $65 less than the fee. Rewards on spending and other benefits would have to make up the rest.
What points does the Capital One Spark Miles for Business earn?
Capital One Miles points, worth about 1.65 cents each in a typical redemption.
