Citi · Personal card
Citi Prestige Card
The Citi Prestige Card has a $495 annual fee and up to $274 a year in statement credits, across two credits. None of them need enrollment.
- Annual fee
- $495
- Charged on your account anniversary
- Credits a year
- Up to $274
- 2 statement credits, used in full
- Need enrollment
- None
- Every benefit applies on its own
Every credit, and when it resets
Amounts are per period. The last column is what each credit adds up to in a year if you use it every time.
| Credit | Amount | Resets | A year |
|---|---|---|---|
| Annual travel creditNothing to register: any purchase that codes as travel is credited automatically.$250 a year. On January 1 | $250 a year | On January 1 | $250 |
| Global Entry or TSA PreCheck credit$120 each time. Available again every 5 years | $120 each time | Available again every 5 years | $24 |
| Total a year, if you use every credit | $274 |
What people get wrong
- Nothing rolls over. Whatever is unused when a period ends is gone, so a monthly credit missed in March can't be used in April.
Questions about the Citi Prestige Credit Card
What is the annual fee on the Citi Prestige Card?
$495 a year, charged each year on your account anniversary.
How much are the Citi Prestige Credit Card credits worth?
Up to $274 a year if you use all two statement credits in full. The largest: Annual travel credit ($250) and Global Entry or TSA PreCheck credit ($24).
Which Citi Prestige Credit Card benefits need enrollment?
None. Every Citi Prestige Credit Card benefit applies without enrolling.
When do the Citi Prestige Credit Card credits reset?
Yearly credits reset on January 1. Unused credit does not roll over.
Is the Citi Prestige Credit Card worth the $495 fee?
Not on credits alone: they add up to $274, $221 less than the fee. Rewards on spending and other benefits would have to make up the rest.
What points does the Citi Prestige Credit Card earn?
Citi ThankYou Rewards points, worth about 1.7 cents each in a typical redemption.
