Credits
Instacart credits
Two cards carry an Instacart credit, worth up to $420 a year between them, and every one of them needs a one-time enrollment before any spending counts.
Cards with an Instacart credit
Chase · Personal
United Club Card
$20 $20 Instacart credit
resets on the 1st of each month · $240 a year
Needs enrollment
Activate the complimentary Chase Instacart+ membership on Instacart's site first; the credits load into the Instacart account.
Chase · Personal
United Quest Card
$15 $15 monthly Instacart credit
resets on the 1st of each month · $180 a year
Needs enrollment
What counts, and what doesn't
- 2 of these need a one-time enrollment. Spend before you enroll and nothing posts, and the issuer will not apply it retroactively.
- Each card's credit is its own allotment. Holding two cards with an Instacart credit means two credits, not one shared between them.
- Credits do not roll over. Whatever is unused when the period ends is gone.
Other credits
Last verified November 7, 2026