Chase · Personal

United Club Infinite Card

$695 a year, charged on your account anniversary

Two of the five United Club credits need a one-time enrollment before any spending counts, and Chase will not apply them retroactively.

Check if it's worth it for you

Credits, and when they reset

Every month

  • $20 $20 Instacart credit resets on the 1st of each monthNeeds enrollment
  • $12 $12 rideshare credit resets on the 1st of each monthNeeds enrollment

Every year

  • $200 $200 hotel credit resets on January 1
  • $200 $200 JSX credit resets on January 1
  • $75 $75 IHG credit resets on January 1

Every few years

  • $120 $120 Global Entry or TSA PreCheck credit available again every 4 years

What counts, and what doesn't

  • 2 credits need a one-time enrollment. Spend before you enroll and nothing posts, because Chase will not apply it retroactively.
  • Credits do not roll over. Whatever is unused when the period ends is gone.

Is it worth the fee?

$859

Up to $859 a year in credits against a $695 fee. On paper the credits more than cover it. Whether it's worth it depends on which ones you'd actually use.

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