Chase · Personal
United Quest Card
$350 a year, charged on your account anniversary
One of the five United Quest credit needs a one-time enrollment before any spending counts, and Chase will not apply them retroactively.
Credits, and when they reset
Every month
- $15 $15 Instacart credit resets on the 1st of each monthNeeds enrollment
Every year
- $100 $100 rideshare credit resets on your account anniversary, not January 1
- $80 $80 Avis or Budget credit resets on your account anniversary, not January 1
- $150 $150 JSX credit resets on your account anniversary, not January 1
- $200 $200 United TravelBank credit resets on your account anniversary, not January 1
Every few years
- $120 $120 Global Entry or TSA PreCheck credit available again every 4 years
What counts, and what doesn't
- One credit needs a one-time enrollment. Spend before you enroll and nothing posts, because Chase will not apply it retroactively.
- At least one credit resets on your account anniversary rather than January 1. Most people assume the calendar year.
- Credits do not roll over. Whatever is unused when the period ends is gone.
Is it worth the fee?
$710
Up to $710 a year in credits against a $350 fee. On paper the credits more than cover it. Whether it's worth it depends on which ones you'd actually use.