Citi · Welcome bonus eligibility
Citi 48 months between bonuses
On most Citi cards you can earn a card's welcome bonus again once 48 months have passed since you last received it.
- Applies to
- Most Citi cards, including the AAdvantage cards. Not the Strata cards, which are now once per lifetime.
- Where it comes from
- In the issuer's terms
- The issuer states this, in a card's terms or an official statement.
- Last verified
- September 26, 2026
How it works
- Since 2023 it is counted per card: a bonus on one Citi card doesn't block a different card's bonus.
- The 48 months run from the day the bonus was received.
Citi cards these apply to
More Citi rules
How fast you can apply
One card in 8 days, two in 65
Citi usually approves no more than one card every 8 days, and no more than two in any 65 days.
Reported by applicants
Welcome bonus eligibility
Strata cards, once per lifetime
Citi's Strata cards now pay their welcome bonus once per lifetime: the bonus isn't available if you have or have ever had that Strata card.
In the issuer's termsChanged September 20, 2026