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Southwest Rapid Rewards Priority Credit Card

The Southwest Rapid Rewards Priority Credit Card has a $229 annual fee and up to $240 a year in statement credits, across two credits. All Southwest Priority credits need a one-time enrollment before any spending counts, and Chase will not apply them retroactively.

Annual fee
$229
Charged on your account anniversary
Credits a year
Up to $240
2 statement credits, used in full
Need enrollment
2 of 2
Credits. Enroll before you spend
Earns
Southwest Rapid Rewards
About 1.3¢ a point, typical
Covers its $229 fee if you use 96% of its credits

Every credit, and when it resets

Amounts are per period. The last column is what each credit adds up to in a year if you use it every time.

CreditAmountResetsA year
Monthly DoorDash non-restaurant promoEnroll first$10 a month. On the 1st of each month$10 a monthOn the 1st of each month$120
Instacart monthly creditEnroll first$10 a month. On the 1st of each month$10 a monthOn the 1st of each month$120
Total a year, if you use every credit$240

What people get wrong

  • Enrollment comes first. Two benefits need a one-time enrollment. Spend before you enroll and nothing posts, because Chase will not apply a credit retroactively.
  • Nothing rolls over. Whatever is unused when a period ends is gone, so a monthly credit missed in March can't be used in April.

Questions about the Southwest Priority

What is the annual fee on the Southwest Rapid Rewards Priority Credit Card?

$229 a year, charged each year on your account anniversary.

How much are the Southwest Priority credits worth?

Up to $240 a year if you use all two statement credits in full. The largest: Monthly DoorDash non-restaurant promo ($120) and Instacart monthly credit ($120).

Which Southwest Priority benefits need enrollment?

All two: Monthly DoorDash non-restaurant promo and Instacart monthly credit. Enroll before you spend, because Chase will not apply a credit retroactively.

When do the Southwest Priority credits reset?

Monthly credits reset on the 1st of each month. Unused credit does not roll over.

Is the Southwest Priority worth the $229 fee?

On credits alone, only if you use at least 96% of them. They add up to $240 a year against the $229 fee, but each is tied to a merchant and a period, so what counts is the ones you would use anyway.

What points does the Southwest Priority earn?

Southwest Rapid Rewards points, worth about 1.3 cents each in a typical redemption.

Similar cards

Last verified . Figures are what Chase lists, not an estimate of what you'll use.