Chase · Business card
Chase Ink Business Preferred
The Chase Ink Business Preferred has a $95 annual fee and one statement credit, worth up to $120 a year. The one Ink Preferred credit needs a one-time enrollment before any spending counts, and Chase will not apply it retroactively.
- Annual fee
- $95
- Charged on your account anniversary
- Credits a year
- Up to $120
- 1 statement credit, used in full
- Need enrollment
- 1 of 1
- Credits. Enroll before you spend
Every credit, and when it resets
Amounts are per period. The last column is what each credit adds up to in a year if you use it every time.
| Credit | Amount | Resets | A year |
|---|---|---|---|
| DoorDash non-restaurant creditEnroll firstActivate the complimentary DashPass with this card by December 31, 2027 to unlock the monthly discount.$10 a month. On the 1st of each month | $10 a month | On the 1st of each month | $120 |
| Total a year, if you use every credit | $120 |
What people get wrong
- Enrollment comes first. One benefit needs a one-time enrollment. Spend before you enroll and nothing posts, because Chase will not apply a credit retroactively.
- Nothing rolls over. Whatever is unused when a period ends is gone, so a monthly credit missed in March can't be used in April.
Questions about the Ink Preferred
What is the annual fee on the Chase Ink Business Preferred?
$95 a year, charged each year on your account anniversary.
How much are the Ink Preferred credits worth?
Up to $120 a year, from one statement credit: DoorDash non-restaurant credit ($120).
Which Ink Preferred benefits need enrollment?
All one: DoorDash non-restaurant credit. Enroll before you spend, because Chase will not apply a credit retroactively.
When do the Ink Preferred credits reset?
Monthly credits reset on the 1st of each month. Unused credit does not roll over.
Is the Ink Preferred worth the $95 fee?
On credits alone, only if you use at least 80% of them. They add up to $120 a year against the $95 fee, but each is tied to a merchant and a period, so what counts is the ones you would use anyway.
What points does the Ink Preferred earn?
Chase Ultimate Rewards points, worth about 1.78 cents each in a typical redemption.
