Chase Ultimate Rewards
Chase Ultimate Rewards points transfer to 14 airline and hotel programs, all at 1:1. Moved to a partner they're typically worth about 1.78¢ each, against 1¢ as cash back.
- Transfer partners
- 14
- 10 airlines, 4 hotels
- At 1:1
- 14 of 14
- None instant
- Published value
- 1.5 to 2.05¢
- a point, from 4 publishers
- Cards that earn it
- 12
- in our catalog
What 10,000 points are worth
The same points, spent different ways. "Typical" is the middle of what people get, not the best case.
- Cash back or a statement credit$1001¢ each
- Travel booked through the issuer's portal$1001¢ each
- Transferred to a partner, a typical award$1781.78¢ each
Where Chase Ultimate Rewards points can go
Airlines
| Partner | Ratio | Transfer time |
|---|---|---|
| Aer Lingus AerClub | 1:1 | Almost instant |
| Air Canada Aeroplan | 1:1 | Almost instant |
| Air France-KLM Flying Blue | 1:1 | About 1 hour |
| The British Airways Club | 1:1 | Almost instant |
| Iberia Club | 1:1 | Almost instant |
| JetBlue TrueBlue | 1:1 | Almost instant |
| Singapore Airlines KrisFlyer | 1:1 | 1 to 2 days |
| Southwest Rapid Rewards | 1:1 | Almost instant |
| United MileagePlus | 1:1 | Almost instant |
| Virgin Atlantic Flying Club | 1:1 | Almost instant |
Hotels
| Partner | Ratio | Transfer time |
|---|---|---|
| IHG One Rewards | 1:1 | About 1 day |
| Marriott Bonvoy | 1:1 | About 2 days |
| World of Hyatt | 1:1 | Almost instant |
| Wyndham Rewards | 1:1 | 1 to 7 business days |
Cards that earn Chase Ultimate Rewards
Before you transfer
- Transfers go one way. Once points move to a partner they can't come back, so transfer only when the award you want is there to book.
- Ratios change. Issuers add and drop partners and run limited-time transfer bonuses. Check the terms on the day you move.
- "Instant" usually means minutes. Some partners take days, and an award seat can disappear while points are in transit.
- Blocks and names. Most transfers go in blocks of 1,000, and the airline or hotel account must be in your own name.
Membership
- When points expire
- Points do not expire while the card account is open and in good standing. Points left on a card you close can be lost, so move them to another Ultimate Rewards card first.
Plus members see more sweet spots, real-time deals, and tips for Chase Ultimate Rewards. Get Plus
Questions about Chase Ultimate Rewards
Where can Chase Ultimate Rewards points be transferred?
To 14 partners: 10 airline programs and 4 hotel programs, including Aer Lingus AerClub, Air Canada Aeroplan, Air France-KLM Flying Blue and The British Airways Club.
What is the Chase Ultimate Rewards transfer ratio?
Every partner is 1:1.
How long does a Chase Ultimate Rewards transfer take?
None of the partners are instant. The rest take from hours to a few days, and a transfer can't be reversed once it's sent.
How much are Chase Ultimate Rewards points worth?
It depends how you use them: 1¢ as cash back or a statement credit, 1¢ as travel booked through the issuer's portal and 1.78¢ as transferred to a partner, a typical award. 10,000 points are worth about $178 at the typical rate.
Which cards earn Chase Ultimate Rewards?
Chase Freedom Unlimited, Chase Ink Business Preferred, Chase Sapphire Preferred, Chase Sapphire Reserve, Chase Freedom, Chase Sapphire Card, Chase Freedom Flex, Chase Ink Business Cash, Ink Plus Business Credit Card, Chase Ink Business Unlimited, J.P. Morgan Reserve Card and Sapphire Reserve for Business Credit Card.
Do Chase Ultimate Rewards points expire?
Points do not expire while the card account is open and in good standing. Points left on a card you close can be lost, so move them to another Ultimate Rewards card first.