Programs · Bank points
Chase Ultimate Rewards
Chase Ultimate Rewards points transfer to 14 airline and hotel programs, all at 1:1, and 12 of them move instantly. Moved to a partner they're typically worth about 1.78¢ each, against 1¢ as cash back.
Transfer partners
| Partner | Ratio | How long |
|---|---|---|
| United MileagePlusAirline miles | 1:11,000 points become 1,000 | Instant |
| Southwest Rapid RewardsAirline miles | 1:11,000 points become 1,000 | Instant |
| JetBlue TrueBlueAirline miles | 1:11,000 points become 1,000 | Instant |
| British Airways Executive ClubAirline miles | 1:11,000 points become 1,000 | Instant |
| Air France-KLM Flying BlueAirline miles | 1:11,000 points become 1,000 | Instant |
| Singapore Airlines KrisFlyerAirline miles | 1:11,000 points become 1,000 | 12-24 hours |
| Emirates SkywardsAirline miles | 1:11,000 points become 1,000 | Instant |
| Virgin Atlantic Flying ClubAirline miles | 1:11,000 points become 1,000 | Instant |
| aer-lingus-avios | 1:11,000 points become 1,000 | Instant |
| iberia-avios | 1:11,000 points become 1,000 | Instant |
| Air Canada AeroplanAirline miles | 1:11,000 points become 1,000 | Instant |
| World of HyattHotel points | 1:11,000 points become 1,000 | Instant |
| Marriott BonvoyHotel points | 1:11,000 points become 1,000 | 1-2 days |
| IHG One RewardsHotel points | 1:11,000 points become 1,000 | Instant |
Cards that earn it
- Chase Freedom Unlimited · Chase · No annual fee
- Chase Ink Business Preferred · Chase · $95 a year
- Chase Sapphire Preferred · Chase · $95 a year
- Chase Sapphire Reserve · Chase · $795 a year
- Chase Freedom Flex · Chase · No annual fee
- Chase Ink Business Cash · Chase · No annual fee
- Ink Plus Business Credit Card · Chase · $95 a year
- Chase Ink Business Unlimited · Chase · No annual fee
What a point is worth
| As cash back or a statement credit | 1¢ |
|---|---|
| Booking travel through the issuer's portal | 1¢ |
| Transferred to a partner, a typical redemption | 1.78¢ |
Per point. "Typical" is the middle of what people get, not the best case.
What counts, and what doesn't
- Transfers go one way. Once points move to a partner they can't come back, so transfer only when the award you want is there to book.
- Ratios and partners change, and issuers run limited-time transfer bonuses. Check the terms on the day you move.
- "Instant" usually means minutes. Some partners take days, and an award seat can disappear while points are in transit.
- Most transfers go in blocks of 1,000 points, and the airline or hotel account must be in your own name.
Last verified September 26, 2026.