Chase · Personal
Chase Sapphire Preferred
$95 a year, charged on your account anniversary
One of the two Sapphire Preferred credit needs a one-time enrollment before any spending counts, and Chase will not apply them retroactively.
Credits, and when they reset
Every month
- $10 $10 DoorDash credit resets on the 1st of each monthNeeds enrollment Activate DashPass with this card first.
Every year
- $50 $50 Chase Travel hotel credit resets on your account anniversary, not January 1
What counts, and what doesn't
- One credit needs a one-time enrollment. Spend before you enroll and nothing posts, because Chase will not apply it retroactively.
- At least one credit resets on your account anniversary rather than January 1. Most people assume the calendar year.
- Credits do not roll over. Whatever is unused when the period ends is gone.
Is it worth the fee?
$170
Up to $170 a year in credits against a $95 fee. On paper the credits more than cover it. Whether it's worth it depends on which ones you'd actually use.