Chase · Personal
Chase Sapphire Reserve
$795 a year, charged on your account anniversary
Five of the eight Sapphire Reserve credits need a one-time enrollment before any spending counts, and Chase will not apply them retroactively.
Credits, and when they reset
Every month
- $10 $10 Lyft credit resets on the 1st of each month
- $20 $20 DoorDash credit resets on the 1st of each monthNeeds enrollment Activate DashPass with this card first.
- $5 $5 DoorDash restaurant credit resets on the 1st of each monthNeeds enrollment Activate DashPass with this card first.
- $10 $10 Peloton credit resets on the 1st of each monthNeeds enrollment
Every six months
- $150 $150 StubHub credit resets twice a year, in January and JulyNeeds enrollment Activate it in your Chase account first.
- $250 $250 The Edit hotel credit resets twice a year, in January and July
- $150 $150 dining credit resets twice a year, in January and July
Every year
- $300 $300 travel credit resets on your account anniversary, not January 1
Once
- $0 Priority Pass one-time, with no resetNeeds enrollment
What counts, and what doesn't
- 5 credits need a one-time enrollment. Spend before you enroll and nothing posts, because Chase will not apply it retroactively.
- At least one credit resets on your account anniversary rather than January 1. Most people assume the calendar year.
- Credits do not roll over. Whatever is unused when the period ends is gone.
Is it worth the fee?
$1,940
Up to $1,940 a year in credits against a $795 fee. On paper the credits more than cover it. Whether it's worth it depends on which ones you'd actually use.