Chase Ink Business Unlimited
The Chase Ink Business Unlimited has no annual fee and one statement credit, worth up to $240 a year. The one Ink Unlimited credit needs a one-time enrollment before any spending counts, and Chase will not apply it retroactively.
- Annual fee
- $0
- No annual fee
- Credits a year
- Up to $240
- 1 statement credit, used in full
- Need enrollment
- 1 of 1
- Credits. Enroll before you spend
Every credit, and when it resets
Amounts are per period. The last column is what each credit adds up to in a year if you use it every time.
| Credit | Amount | Resets | A year |
|---|---|---|---|
| Monthly Instacart creditEnroll firstActivate on Instacart's Chase Ink page with this card before the credit appears.$20 a month. On the 1st of each month | $20 a month | On the 1st of each month | $240 |
| Total a year, if you use every credit | $240 |
What people get wrong
- Enrollment comes first. One benefit needs a one-time enrollment. Spend before you enroll and nothing posts, because Chase will not apply a credit retroactively.
- Nothing rolls over. Whatever is unused when a period ends is gone, so a monthly credit missed in March can't be used in April.
Questions about the Ink Unlimited
What is the annual fee on the Chase Ink Business Unlimited?
The Ink Unlimited has no annual fee.
How much are the Ink Unlimited credits worth?
Up to $240 a year, from one statement credit: Monthly Instacart credit ($240).
Which Ink Unlimited benefits need enrollment?
All one: Monthly Instacart credit. Enroll before you spend, because Chase will not apply a credit retroactively.
When do the Ink Unlimited credits reset?
Monthly credits reset on the 1st of each month. Unused credit does not roll over.
What points does the Ink Unlimited earn?
Chase Ultimate Rewards points, worth about 1.78 cents each in a typical redemption.



