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Chase · Business card

Chase Ink Business Cash

The Chase Ink Business Cash has no annual fee and one statement credit, worth up to $240 a year. The one Ink Cash credit needs a one-time enrollment before any spending counts, and Chase will not apply it retroactively.

Annual fee
$0
No annual fee
Credits a year
Up to $240
1 statement credit, used in full
Need enrollment
1 of 1
Credits. Enroll before you spend
Earns
Chase Ultimate Rewards
About 1.78¢ a point, typical

Every credit, and when it resets

Amounts are per period. The last column is what each credit adds up to in a year if you use it every time.

CreditAmountResetsA year
Instacart creditEnroll firstActivate through Chase's Instacart page for Ink cards, and pay with this Ink card on Instacart for the credit to apply.$20 a month. On the 1st of each month$20 a monthOn the 1st of each month$240
Total a year, if you use every credit$240

What people get wrong

  • Enrollment comes first. One benefit needs a one-time enrollment. Spend before you enroll and nothing posts, because Chase will not apply a credit retroactively.
  • Nothing rolls over. Whatever is unused when a period ends is gone, so a monthly credit missed in March can't be used in April.

Questions about the Ink Cash

What is the annual fee on the Chase Ink Business Cash?

The Ink Cash has no annual fee.

How much are the Ink Cash credits worth?

Up to $240 a year, from one statement credit: Instacart credit ($240).

Which Ink Cash benefits need enrollment?

All one: Instacart credit. Enroll before you spend, because Chase will not apply a credit retroactively.

When do the Ink Cash credits reset?

Monthly credits reset on the 1st of each month. Unused credit does not roll over.

What points does the Ink Cash earn?

Chase Ultimate Rewards points, worth about 1.78 cents each in a typical redemption.

Similar cards

Last verified . Figures are what Chase lists, not an estimate of what you'll use.