Chase Ink Business Cash
The Chase Ink Business Cash has no annual fee and one statement credit, worth up to $240 a year. The one Ink Cash credit needs a one-time enrollment before any spending counts, and Chase will not apply it retroactively.
- Annual fee
- $0
- No annual fee
- Credits a year
- Up to $240
- 1 statement credit, used in full
- Need enrollment
- 1 of 1
- Credits. Enroll before you spend
Every credit, and when it resets
Amounts are per period. The last column is what each credit adds up to in a year if you use it every time.
| Credit | Amount | Resets | A year |
|---|---|---|---|
| Instacart creditEnroll firstActivate through Chase's Instacart page for Ink cards, and pay with this Ink card on Instacart for the credit to apply.$20 a month. On the 1st of each month | $20 a month | On the 1st of each month | $240 |
| Total a year, if you use every credit | $240 |
What people get wrong
- Enrollment comes first. One benefit needs a one-time enrollment. Spend before you enroll and nothing posts, because Chase will not apply a credit retroactively.
- Nothing rolls over. Whatever is unused when a period ends is gone, so a monthly credit missed in March can't be used in April.
Questions about the Ink Cash
What is the annual fee on the Chase Ink Business Cash?
The Ink Cash has no annual fee.
How much are the Ink Cash credits worth?
Up to $240 a year, from one statement credit: Instacart credit ($240).
Which Ink Cash benefits need enrollment?
All one: Instacart credit. Enroll before you spend, because Chase will not apply a credit retroactively.
When do the Ink Cash credits reset?
Monthly credits reset on the 1st of each month. Unused credit does not roll over.
What points does the Ink Cash earn?
Chase Ultimate Rewards points, worth about 1.78 cents each in a typical redemption.



