Chase · Personal card
Chase Aeroplan Credit Card
The Chase Aeroplan Credit Card has a $195 annual fee and up to $220 a year in statement credits, across two credits. One of the two Chase Aeroplan credits needs a one-time enrollment before any spending counts, and Chase will not apply it retroactively.
- Annual fee
- $195
- Charged on your account anniversary
- Credits a year
- Up to $220
- 2 statement credits, used in full
- Need enrollment
- 1 of 2
- Credits. Enroll before you spend
Every credit, and when it resets
Amounts are per period. The last column is what each credit adds up to in a year if you use it every time.
| Credit | Amount | Resets | A year |
|---|---|---|---|
| DoorDash non-restaurant discount creditEnroll first$10 a month. On the 1st of each month | $10 a month | On the 1st of each month | $120 |
| Air Canada statement credit$50 every six months. Twice a year, in January and July | $50 every six months | Twice a year, in January and July | $100 |
| Total a year, if you use every credit | $220 |
What people get wrong
- Enrollment comes first. One benefit needs a one-time enrollment. Spend before you enroll and nothing posts, because Chase will not apply a credit retroactively.
- Nothing rolls over. Whatever is unused when a period ends is gone, so a monthly credit missed in March can't be used in April.
Questions about the Chase Aeroplan
What is the annual fee on the Chase Aeroplan Credit Card?
$195 a year, charged each year on your account anniversary.
How much are the Chase Aeroplan credits worth?
Up to $220 a year if you use all two statement credits in full. The largest: DoorDash non-restaurant discount credit ($120) and Air Canada statement credit ($100).
Which Chase Aeroplan benefits need enrollment?
One of the two: DoorDash non-restaurant discount credit. Enroll before you spend, because Chase will not apply a credit retroactively.
When do the Chase Aeroplan credits reset?
Monthly credits reset on the 1st of each month, and twice-yearly credits on January 1 and July 1. Unused credit does not roll over.
Is the Chase Aeroplan worth the $195 fee?
On credits alone, only if you use at least 89% of them. They add up to $220 a year against the $195 fee, but each is tied to a merchant and a period, so what counts is the ones you would use anyway.
What points does the Chase Aeroplan earn?
Air Canada Aeroplan points, worth about 1.4 cents each in a typical redemption.
