Chase · Personal card
IHG One Rewards Credit Card
The IHG One Rewards Credit Card has no annual fee and up to $240 a year in statement credits, across two credits. All IHG One Rewards Credit Card credits need a one-time enrollment before any spending counts, and Chase will not apply them retroactively.
- Annual fee
- $0
- No annual fee
- Credits a year
- Up to $240
- 2 statement credits, used in full
- Need enrollment
- 2 of 2
- Credits. Enroll before you spend
Every credit, and when it resets
Amounts are per period. The last column is what each credit adds up to in a year if you use it every time.
| Credit | Amount | Resets | A year |
|---|---|---|---|
| Monthly DoorDash non-restaurant promoEnroll first$10 a month. On the 1st of each month | $10 a month | On the 1st of each month | $120 |
| Instacart creditEnroll first$10 a month. On the 1st of each month | $10 a month | On the 1st of each month | $120 |
| Total a year, if you use every credit | $240 |
What people get wrong
- Enrollment comes first. Two benefits need a one-time enrollment. Spend before you enroll and nothing posts, because Chase will not apply a credit retroactively.
- Nothing rolls over. Whatever is unused when a period ends is gone, so a monthly credit missed in March can't be used in April.
Questions about the IHG One Rewards Credit Card
What is the annual fee on the IHG One Rewards Credit Card?
The IHG One Rewards Credit Card has no annual fee.
How much are the IHG One Rewards Credit Card credits worth?
Up to $240 a year if you use all two statement credits in full. The largest: Monthly DoorDash non-restaurant promo ($120) and Instacart credit ($120).
Which IHG One Rewards Credit Card benefits need enrollment?
All two: Monthly DoorDash non-restaurant promo and Instacart credit. Enroll before you spend, because Chase will not apply a credit retroactively.
When do the IHG One Rewards Credit Card credits reset?
Monthly credits reset on the 1st of each month. Unused credit does not roll over.
What points does the IHG One Rewards Credit Card earn?
IHG One Rewards points, worth about 0.55 cents each in a typical redemption.
