What is Chase's Sapphire bonus, once per card?

You can earn the welcome bonus on each Sapphire card once, as long as you have never earned that card's bonus before. Holding the other Sapphire card no longer stops you. Having the Sapphire Preferred, and its bonus, doesn't stop you earning the Sapphire Reserve bonus, and the other way round. "Once" is per card: a second Sapphire Preferred bonus isn't possible, however long ago the first one was. Chase shows a notice during the application if you won't get the bonus, before you accept the card.

Chase · Welcome bonus eligibility

Chase Sapphire bonus, once per card

You can earn the welcome bonus on each Sapphire card once, as long as you have never earned that card's bonus before. Holding the other Sapphire card no longer stops you.

Applies to: Chase Sapphire Preferred and Chase Sapphire Reserve
Where it comes from: In the issuer's terms; The issuer states this, in a card's terms or an official statement.
Last changed: January 22, 2026; Verified September 26, 2026

How it works

Having the Sapphire Preferred, and its bonus, doesn't stop you earning the Sapphire Reserve bonus, and the other way round.
"Once" is per card: a second Sapphire Preferred bonus isn't possible, however long ago the first one was.
Chase shows a notice during the application if you won't get the bonus, before you accept the card.

What changed on January 22, 2026. Replaced the rule that holding either Sapphire card blocked the other card's bonus. Before June 2025 the rule was 48 months between Sapphire bonuses.

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Chase cards these apply to

More Chase rules

Approval
The 5/24 rule
Chase will usually decline you for a new card if you have opened 5 or more personal credit cards, with any bank, in the last 24 months.
Reported by applicants
How fast you can apply
Two cards in 30 days
Chase usually approves no more than 2 personal cards in any 30 days, and no more than 1 business card in 30 days.
Reported by applicants
Welcome bonus eligibility
The 24-month bonus rule
On most Chase cards you can earn the welcome bonus only if you don't have that card now and haven't received its bonus in the last 24 months.
In the issuer's terms
Welcome bonus eligibility
Ink business cards, once per lifetime
The Ink Business Preferred bonus is once per lifetime, and the no-annual-fee Ink Business Cash and Ink Business Unlimited share one lifetime bonus between them.
In the issuer's terms
Card families
Southwest personal cards
You can't earn the bonus on a personal Southwest card if you have any personal Southwest card now, or received a personal Southwest card bonus in the last 24 months.
In the issuer's terms
Card families
IHG personal cards
You can't earn the bonus on a personal IHG card if you received a bonus on any personal IHG card in the last 24 months, and you can't hold two of the same IHG card.
In the issuer's terms